As of late, there has been a lot of discussion around
the preservation of funds and people withdrawing their money in cash when changing
employers. Each to their own is my belief and opinion. Take your cash and spend
it, if you don’t spend it, give it to me and I will.
Regardless of what you read or what you are told, the
fact of the matter is that you still going to do exactly what you want. We do
this because we don’t know any better, yet certain consumers choose to be naïve
enough to pass the buck and not own up to the truth… We are the dumbest-smart
race! In other words, we don’t always think about our own preservation. We spend
money to impress, not thinking about the consequences, we buy impulsively
knowing very well that we probably won’t use that R1000.00 can opener with 1001
functions that is still essentially, a glorified can opener. We spend R5000.00
on a bottle of wine, when most of us wouldn’t know the difference between that
and a R20.00 bottle from your local corner store.
Yet through all this chaos and anarchy, it is our
instincts as human beings to survive. We will always be just fine; it’s how we
are designed. When you have your back against the wall, it is your instinct
that tells you to fight.
You ask how this is relevant.
We make all the wrong decisions to find the right
answers. Inevitably we start learning from our mistakes and realize how
important not spending our pension money is. We grow up, start families and
then the broader picture comes to light; saving is bigger than just you! This
is the time when you starting fighting because you know that your
responsibilities have changed. Your instincts kick in and it begins to sink in
that if you don’t start saving, you will become the burden of the very humans
you have created.
Leaving it until it’s all too late has become somewhat
of a fashion statement in recent times. It’s up to you to break the trend and move
towards self education.
As once famously quoted, “There
is no need to sally forth, for it remains true that those things which make us
human are, curiously enough, always close at hand. Resolve then, that on this
very ground, with small flags waving and tinny blast on tiny trumpets, we shall
meet the enemy, and not only may he be ours, he may be us.”
So yes; you will be just “fine”…. but is “fine” enough?
Saving really is bigger than you!
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